Services at Banclease Acceptance
Automotive and Mobility Leasing
When it's time for a new vehicle for yourself or for your business reach out to the team of professionals at Banclease Acceptance.
One of the best ways to ensure you are getting exactly what you want is by using Banclease Acceptance for all your car leasing. We will do all the shopping and negotiating for you so you can relax and wait for your vehicle to arrive. We'll work hard to get the exact vehicle you want for the best prices possible.
We always look for automotive and mobility leasing specials and deals which will work best for you.
Mobility Vehicles
We specialize in mobility vehicles for individuals and commercial use. Our relationships with mobility conversion manufacturers and dealers make us the ideal one-stop shop for wheelchair-accessible vehicles.
We offer side- and rear-access vans and SUVs, as well as self-drive solutions.
Cars, trucks and SUVs
Looking for wheels without the wheelchair? We do that too! Our lease programs are cost-effective and flexible.
OK buying used?
Check out our off-lease inventory in Inventory.
Add Peace of Mind
We offer a range of packages which protect your assets and deliver on-road peace of mind:
- Mobility and non-mobility vehicle service contracts
- Bundle package
- Guaranteed asset protection
- Flexible payment options
Automotive and Mobility Financing
Consumer wheelchair-accessible vehicle financing
Many banks and credit unions have a difficult time securing financing for mobility vehicles simply because they do not understand the cost and value of conversions. Many wheelchair vehicle purchasers are required to educate their bank or credit union, and if approved receive unfairly high interest rates compared to a non-converted vehicle.
At Banclease Acceptance Corp., we take a different approach.
Our team works with a wide range of finance sources that not only understand the added value of the conversion and mobility equipment, but we advocate ensuring everyone is treated fairly and receives the best terms and rates available.
Easy-to-Apply Loan
We understand how difficult it can be to find the vehicle, conversion, and mobility equipment you need. That's why we are dedicated to making financing the easiest part of your mobility vehicle buying process. Simply click on the button below to apply, and we will contact you to find and customize the best option for you.
Approved and want to move forward?
We have an expedited and efficient process that can be completed in the comfort of your home. We offer multiple options and will work with you to finalize the loan with the process that best fits:
- eDocuments
- Remote eSigning
- Overnighted Contracts
- On site
We will customize and accommodate as best as possible
Get financed without electronic access
If for any reason you feel uncomfortable applying for credit online or do not have that as an option, that is no problem. We can adjust our process to best fit your needs and desires.
Financing The Mobility Industry's Top Mobility Dealers
We have developed relationships with many mobility vehicle manufacturers and dealers across the country. Dealers know that every customer has unique needs, and they trust Banclease Acceptance Corporation's professional finance team to find the perfect solutions. With many years of experience in both the automotive and mobility industry you can trust that we are going to create the easiest purchase process possible, customized for you.
Flexible Rates and Terms
We offer automotive and mobility financing options customized to fit your budget needs and will do our best to accommodate your requests. Our goal is to find a solution that is the perfect fit for your needs, life, and budget.
Thinking of buying used?
Check out our inventory of great off-lease vehicles, including mobility conversions!
Add Peace of Mind
We offer a range of packages which protect your assets and deliver on-road peace of mind:
- Mobility and non-mobility vehicle service contracts
- Bundle package
- Guaranteed asset protection
- Flexible payment options
Ready to apply?
Medical Equipment Leasing and Financing
Equipping, upgrading or just adding additional equipment to a doctor's office, urgent care facility, clinic, surgery center or hospital can be an expensive proposition. Leasing or financing your equipment avoids an up-front capital cost and makes it easier to upgrade when technology improves.
Equipping a dentist's, eye doctor's or audiologist's office? We cover those too.
A medical equipment lease (operating lease) may also be available and provides an affordable alternative to purchasing your required medical equipment compared to using a bank loan or another financing solution. An operating lease is available on most equipment types with terms up to five years.
Ready to apply?
Please email the team email below:
Equipment Leasing
Founded on Excellence
Banclease Acceptance is a privately owned and operated company based in Irving, Texas providing equipment leasing and financing for virtually every industry. We have been in business since 1983 and are dedicated to understanding the needs of mid-sized to upper middle market companies.
We provide equipment leasing for manufacturing, printing, production, processing, construction, warehouse, packaging, software, furniture, trade show booths, radio broadcasting, bindery and much more.
We are focused on providing exceptional services to a select group of equipment leasing/ loan brokers, banks and other financial institutions nationally. Our local ownership and financing allow Our centralized decision-making process provides quick credit decisions, documentation and funding. We use our years of leasing and lending experience to provide all of our TPO partners/ referral sources with a level of service and support that allows them to be competitive in today's marketplace.
Banclease Acceptance provides equipment leasing and loans programs at competitive rates. In addition, we can offer customized financing solutions for our TPO partners.
Construction business owners know that having the right equipment can give you an advantage in the marketplace. The right construction equipment, tools and supplies can help you provide your customers with top-quality work that is completed on time and on budget. If you lack the funds necessary to buy new or used equipment, there's no need to worry. Banclease is here to help your construction business succeed! Getting started is a very simple process.
Any equipment? Pretty much.
We offer equipment loans and leases for most equipment types including:
- Car wash
- Construction
- Dental
- Dry cleaning
- Equipment rental companies
- FF&E
- Golf cart & turf-related
- IT / computer
- Machine tools / CNC
- Manufacturing
- Material Handling
- Medical
- Municipal financing
- Software
- Wood working
- Vocational trucks
Used equipment will be considered.
Flexible Equipment Leasing Options
Unlike most lenders, we are not limited to recognizing only one credit level to arrive at a favorable decision. We look at the whole picture. This flexibility normally results in a higher acceptance rate under the most favorable terms possible.
Quick & Available
Banclease Acceptance Corp. is focused on A to B- quality credits. Our methodologies are primarily tailored toward the middle market for virtually every industry.
Caring & Dedicated
We are dedicated to understanding the needs of mid-sized to upper middle market companies and we're experienced in developing financial solutions for our TPO's and their customers. Our goal is to exceed expectations by being friendly, knowledgeable, proactive and building long-term relationships with our TPO partners.
Lease/ Loan products
We offer:
- Leasing with $1.00 out
- FMV leases
- TRAC leases
- Lease with PUT options
- EFA full pay-out
- EFA with ballon payments
- Municipal financing
Ready to apply?
Contact our equipment leasing team:
equipment@bancleaseacceptance.com
Fleet Sales and Leasing
Banclease Acceptance offers equipment and leasing solutions to help business owners and fleet operators meet their individual business goals. Our relationships with multiple lenders can provide the end-user Small Business Lending as well as Commercial Fleet Leasing.
BancLease Acceptance distributes many unique, fleet-oriented, niche market products such as: secured transportation vehicles (prisoner vans), executive shuttles, last-mile delivery vehicles, Type II ambulances, along with vehicles designed for non-emergency medical transportation (NEMT). These solutions allow us to service the law-enforcement community, assisted living centers, nursing homes, schools, student transportation, delivery firms, taxi, and rideshare firms.
Banclease also affords funding options on vocational and commercial vehicles/equipment such as: parcel delivery vans, dump trucks, platform bodies, service bodies, crane bodies, rack and bin applications, wreckers, roll-offs, snow and ice equipment, vacuum trucks, landscaper bodies, and many more!
BancLease Acceptance can provide the customer with a simple, one-stop approach to fulfilling their vehicle needs and we offer the following benefits:
- Vehicle sourcing, acquisition & upfitting
- Leasing, financing & sale leaseback options (refinance/fleet buyout/lender consolidation)
- Tag & title services
- Asset remarketing & disposal.
For further details, please contact Murray Schwartz:
Murray Schwartz
President
Phone: 214-615-0661
Email:moc.ecnatpeccaesaelcnab@ztrawhcsm
Why Lease?
Learn more about our lease programs:
Why Lease?
Leasing has many advantages over financing, and there are many types of lease. The Banclease Acceptance team is experienced across the board.
Banclease Acceptance provides the most widely used financing programs at competitive rates. In addition, we custom craft financing solutions for our clients.
Learn more about leasing below.
Leasing Advantages
Conservation of Capital
When capital is conserved by leasing equipment, it can be put to more profitable company uses (increasing inventories, expanding sales, etc.). The average return on capital for business is 18% AFTER taxes.
Conservation of Credit
A lease is not a loan. Borrowing reduces lines of credit. Leasing is thus a NEW credit source, which allows increased borrowing capacity.
Off Balance Sheet Financing
Leases may sometimes be treated as off balance sheet debt which can enhance financial ratios & borrowing capacity.
Eliminates Obsolescence
Structured leases can allow upgrade and trade-up options insuring the latest technology.
Tax Benefits
Lease payments can sometimes be treated as a direct expense, which allows the equipment to be paid for with pre-tax dollars, whereas bank financing only allows expensing the interest costs & depreciation.
Flexible Financing
Leasing provides fixed rate financing with specifically structured terms to accommodate the needs of each and every company. These structured leases include step-up, step-down, deferred, and seasonal payment plans.
Our Lease Programs
Fair Market Value (True Lease)
For those worried about obsolescence, this plan offers the most options both during and at the end of the lease In addition, this plan is particularly beneficial to those wanting to have both a small security deposit and a relatively low monthly payment. At the end of the lease term, the lessee has the option to extend the term of the lease, return the equipment, or buy it at its fair market value. Banclease Acceptance also offers financing for those wishing to buy the equipment at lease end. A True Lease allows the most cost to be deferred to the end of the lease, when a decision to retain or upgrade the equipment can be made.
$1.00 Buy-Out
For those who are fairly certain they wish to purchase the equipment at the end of the lease term, this is the recommended plan. At the end of the lease term, the equipment is simply purchased for $1.00. This plan is not available in all states.
Step Lease
Step leases allow lease payments to either increase (Step-up) or decrease (Step- down) over the term of the lease to better meet unique cash flow needs.
New Business Plan
We've developed a plan especially for new businesses that helps young companies acquire equipment they need. Businesses that are just opening may qualify. Municipal Program: This program is designed to aid departments, agencies and institutions supported by a state, city, commonwealth, county, parish or other forms of recognized government in acquiring capital equipment. Master Lease: A master lease agreement allows for easy add-on schedules of equipment for the duration of the lease term. Payments are adjusted to meet the addition.
10% Purchase Option Plan
This plan offers the lessee a fixed purchase option at the end of the lease. At lease end, the customer can extend the term of the lease, return the equipment or buy it at 10% of the original equipment cost.
Used Equipment Program
NTC will normally finance used equipment, which meets certain guidelines. An equipment condition report is normally required that describes the equipment condition and its age.
Security Deposit Plan
This program offers the lowest monthly payment, and may therefore be especially attractive to those who can afford a security deposit of 10% of the equipment price. End-of-Lease options still apply; the deposit can be applied to the purchase price of the equipment; the lease can be extended, or the equipment can be returned, and the deposit refunded.
Skipped Payment Lease
This type of lease agreement requires the lessee to make payments only during certain months or periods each year, to meet seasonal needs or other cash flow constraints.
Deferred Payment Lease
Deferred Payment Lease is a lease that contains a 30, 60, or 90-day deferment of the first monthly payment.
Optional Coverage
Peace of mind is easy to find.
Now you've got your car picked out, let us take the worry out of running a leased vehicle. From service contracts to windshield repair to roadside assistance, we've got you covered. Offered through our partner DOWC.
Ask your Banclease Acceptance team member for a quote.
Mobility and non-mobility vehicle service contracts
Our Vehicle Service Contract provides protection against unexpected expenses and the inconvenience of costly repairs. Our plans offer four levels of coverage and additional selectable options with no limits on mileage or term.
We provide coverage for a wide range of vehicles, including both everyday and high-end models. Each plan includes essential benefits such as 24-hour roadside assistance and rental/rideshare reimbursement, which can be fully tailored to meet your specific needs.
- Customized to fit the mileage and term of ownership
- High mileage option
- Consumer
- Commercial
Bundle Package
This comprehensive package includes everything you need to keep you on the road.
- Tire and wheel protection
- Windshield protection
- Paintless dent repair
- Key protection
- Roadside assistance
Guaranteed asset protection
Guaranteed Asset Protection (GAP) is a unique program that protects you from the financial burden that may result from your vehicle being declared a total loss if your insurance settlement does not cover the full amount of your loan or lease payoff. GAP may waive the difference between the insurance settlement and the outstanding balance owed on your vehicle as of the date of a total loss.
- For lease terms up to 84 months
Flexible Payment Plan Options
SCPP (Service Contract Payment Plan) is a valuable program offered by Banclease Acceptance to help you finance the protection products that make sense for you. It provides a solid alternative to cash or a welcome solution if your financial institution's borrowing limit has been reached. Whether you are seeking protection against unexpected breakdowns, theft, tire and wheel damage, or any other circumstances our wide range of plans cover, we can build a flexible, easy to afford payment plan for you today.
Why Lease?
Leasing has many advantages over financing, and there are many types of lease. The Banclease Acceptance team is experienced across the board.
Banclease Acceptance provides the most widely used financing programs at competitive rates. In addition, we custom craft financing solutions for our clients.
Learn more about leasing below.
Leasing Advantages
Conservation of Capital
When capital is conserved by leasing equipment, it can be put to more profitable company uses (increasing inventories, expanding sales, etc.). The average return on capital for business is 18% AFTER taxes.
Conservation of Credit
A lease is not a loan. Borrowing reduces lines of credit. Leasing is thus a NEW credit source, which allows increased borrowing capacity.
Off Balance Sheet Financing
Leases may sometimes be treated as off balance sheet debt which can enhance financial ratios & borrowing capacity.
Eliminates Obsolescence
Structured leases can allow upgrade and trade-up options insuring the latest technology.
Tax Benefits
Lease payments can sometimes be treated as a direct expense, which allows the equipment to be paid for with pre-tax dollars, whereas bank financing only allows expensing the interest costs & depreciation.
Flexible Financing
Leasing provides fixed rate financing with specifically structured terms to accommodate the needs of each and every company. These structured leases include step-up, step-down, deferred, and seasonal payment plans.
Our Lease Programs
Fair Market Value (True Lease)
For those worried about obsolescence, this plan offers the most options both during and at the end of the lease In addition, this plan is particularly beneficial to those wanting to have both a small security deposit and a relatively low monthly payment. At the end of the lease term, the lessee has the option to extend the term of the lease, return the equipment, or buy it at its fair market value. Banclease Acceptance also offers financing for those wishing to buy the equipment at lease end. A True Lease allows the most cost to be deferred to the end of the lease, when a decision to retain or upgrade the equipment can be made.
$1.00 Buy-Out
For those who are fairly certain they wish to purchase the equipment at the end of the lease term, this is the recommended plan. At the end of the lease term, the equipment is simply purchased for $1.00. This plan is not available in all states.
Step Lease
Step leases allow lease payments to either increase (Step-up) or decrease (Step- down) over the term of the lease to better meet unique cash flow needs.
New Business Plan
We've developed a plan especially for new businesses that helps young companies acquire equipment they need. Businesses that are just opening may qualify. Municipal Program: This program is designed to aid departments, agencies and institutions supported by a state, city, commonwealth, county, parish or other forms of recognized government in acquiring capital equipment. Master Lease: A master lease agreement allows for easy add-on schedules of equipment for the duration of the lease term. Payments are adjusted to meet the addition.
10% Purchase Option Plan
This plan offers the lessee a fixed purchase option at the end of the lease. At lease end, the customer can extend the term of the lease, return the equipment or buy it at 10% of the original equipment cost.
Used Equipment Program
NTC will normally finance used equipment, which meets certain guidelines. An equipment condition report is normally required that describes the equipment condition and its age.
Security Deposit Plan
This program offers the lowest monthly payment and may therefore be especially attractive to those who can afford a security deposit of 10% of the equipment price. End-of-Lease options still apply; the deposit can be applied to the purchase price of the equipment; the lease can be extended, or the equipment can be returned, and the deposit refunded.
Skipped Payment Lease
This type of lease agreement requires the lessee to make payments only during certain months or periods each year, to meet seasonal needs or other cash flow constraints.
Deferred Payment Lease
Deferred Payment Lease is a lease that contains a 30, 60, or 90-day deferment of the first monthly payment.